Insurance Act of Ontario – the rules and guidelines for the insurance industry in general: https://www.ontario.ca/laws/statute/90i08
Statutory Accident Benefits Schedule – SABS – an important document that covers the benefits available: https://www.ontario.ca/laws/regulation/100034
Financial Services Regulatory Authority of Ontario – FSRA – administers statues and regulations for the Ontario Government: https://www.fsrao.ca/
Legislation explaining SABS: O. Reg. 34/10: STATUTORY ACCIDENT BENEFITS SCHEDULE – EFFECTIVE SEPTEMBER 1, 2010 (ontario.ca)
Financial Services Commission of Ontario – Automobile Insurance Claim Forms (OCF) – Drop down the menu and select SABs as search criteria for forms to be completed at various times to obtain a benefit or treatment: Forms – Auto Insurance | Financial Services Regulatory Authority of Ontario (fsrao.ca) Note: in process of being updated as of October,1 , 2023.
Insurance Bureau of Canada – represents Canada’s private home, auto and business insurers: http://www.ibc.ca/ns/
MIG (Minor Injuries Guideline) – This defines a classification of injury and treatment required as a result of an accident: Minor Injury Guideline | Financial Services Regulatory Authority of Ontario (fsrao.ca)
Canada Pension Plan Disability Benefits – benefits you can apply for: https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-disability-benefit/apply.html
Disability Tax Credit – non refundable tax credits for reducing cost of looking after yourself or someone: : https://www.canada.ca/en/revenue-agency/services/tax/individuals/segments/tax-credits-deductions-persons-disabilities/disability-tax-credit.html#DTC
Retirement Disability Savings Plan – with a Disability Tax Credit certificate, you can apply for this bonus savings plan: https://www.canada.ca/en/employment-social-development/programs/disability/savings.html
Ontario Disability Support Program – can be used to top us disability living expenses: https://www.mcss.gov.on.ca/en/mcss/programs/social/odsp/income_support/IS_Eligibility.aspx
Finding Benefits and Programs available from the Provincial Government: Find benefits and programs | ontario.ca
Ontario Energy Board assistance with energy bills: Bill assistance programs | Ontario Energy Board (oeb.ca)
Federal Program, Education Funding for People with Disabilities: https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans/disabilities.html
Excise Gas tax refund if you have a permanent mobility impairment: https://www.canada.ca/en/revenue-agency/services/tax/individuals/segments/tax-credits-deductions-persons-disabilities/excise-gasoline-tax-refund.html
Rogers Connected for Success disability plans: Eligibility & Application Connected for Success – Rogers Note: This program does not currently apply to Rogers Wireless Internet (internet accessed by antenna on roof in rural areas)
Statement by the Prime Minister on the International Day of Persons with Disabilities December 3, 2023: https://www.pm.gc.ca/en/news/statements/2023/12/03/statement-prime-minister-international-day-persons-disabilities